Fort Collins, CO Housing Market Report

The Fort Collins housing market as of December 2025 is characterized by a transition toward more balanced conditions, though it currently leans slightly in favor of buyers. With active inventory rising by over 11% year-over-year to 1,695 units and homes sitting on the market for an average of 101 days—nearly a month longer than last year—buyers have significantly more leverage and selection than in previous cycles. The sale-to-list ratio of 0.99 suggests that while sellers are still receiving close to their asking prices, the days of aggressive bidding wars have largely subsided.

Price trends over the last six months indicate a period of stabilization following a minor year-over-year decline of 1.2%. After hitting a low point in August 2025 at $545,627, the median home value has seen five consecutive months of incremental growth, reaching $547,901 in December. This slow but steady recovery suggests that the market has found a floor, supported by the area's consistent demand as a regional employment and education hub, even as higher inventory levels keep rapid appreciation in check.

Looking ahead, the Fort Collins market presents a strategic window for both parties. For buyers, the increase in days on market provides the luxury of time to conduct thorough inspections and negotiate repairs or closing costs. For sellers, the modest upward momentum in prices since July is an encouraging sign, but success will depend on realistic pricing and patience, as the average time to sell has crossed the 100-day threshold. Investors should note that while home values have seen a slight annual dip, the rental market remains resilient with a 1.81% year-over-year increase, bringing median rents to $1,871.