Chula Vista, CA Housing Market Report

The Chula Vista housing market is currently navigating a period of stabilization as it transitions toward a more balanced environment. As of December 2025, the median home value stands at $825,818, reflecting a modest year-over-year decline of 2.37%. While the market remains competitive, the significant 10.21% increase in active inventory has provided prospective buyers with more options than they had a year ago. With a sale-to-list ratio of 0.99, homes are generally selling very close to their asking prices, suggesting that while the frenzy of previous years has cooled, demand remains resilient enough to prevent significant price drops.

Price trends over the last six months indicate a 'U-shaped' recovery in valuation. After a steady decline from July through October, where prices dipped to a low of $823,808, the market saw a slight rebound in the final two months of the year. This late-year uptick suggests that buyers are re-entering the market as they adjust to the current interest rate environment and inventory levels. The increase in days on market to 58 days—six days longer than the previous year—further confirms that buyers are taking more time to conduct due diligence and negotiate, rather than rushing into offers.

Looking ahead, the Chula Vista market offers a unique window for both parties. For sellers, the slight price recovery in November and December indicates that well-maintained properties in desirable neighborhoods still command strong interest. However, with inventory rising, sellers must be prepared for longer listing periods and more selective buyers. For buyers, the current conditions represent the most favorable environment in several years. The combination of increased inventory and a longer window to negotiate provides leverage that was largely absent during the post-pandemic boom. As the San Diego-Chula Vista-Carlsbad metro area continues to face a long-term housing shortage, these short-term fluctuations offer a strategic entry point for those focused on long-term equity.